Tap “Continue,” then follow the instructions on your screen.Scroll down and tap Wallet & Apple Pay.Open the Settings app on your iPhone or iPad.Here are the steps for setting up Apple Cash: You must set up two-factor authentication for your Apple ID, sign into iCloud with the same Apple ID on any device you want to use to send or receive money and add an eligible card to the Wallet app. You can use Apple Cash so long as your Apple device is compatible (iOS 11.2 or later or watchOS 4.2 or later).

Transfer money from your Apple Cash balance to your bank account.

Receive cash back rewards from your Apple credit card, if you use one.

Share funds with your family via their own Apple Cash account.

This is done through your iPhone, Apple Watch or iPad. You can spend Apple Cash anywhere that displays the Apple Pay logo or contactless payment symbol. Use Apple Cash to fund secure, contactless Apple Pay purchases at stores, online and in apps.You can use your Apple Cash balance or another debit card in Apple’s Wallet app to send and receive money through the Messages app. How Does Apple Cash Work?Īpple Cash works much like a physical debit card. You can use your Apple Cash balance to fund purchases wherever Apple Pay is accepted. Any money you receive or add from a debit card is added to your Apple Cash balance. What Is Apple Cash?Īpple Cash enables you to send and receive money through the Messages app. If you’re thinking about using Apple Cash and Apple Pay, or confused about how they’re related, here’s what you should know about these services and how they work.

Together, Apple Cash and Apple Pay allow you to send and receive money in the Messages app (Apple’s instant messaging services) and make contactless payments at merchants. These services are available in your Apple Wallet, an app that digitally stores your debit and credit cards and other essentials. Apple Cash and Apple Pay are digital payment services from the tech giant Apple Inc.

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